00:36:36	Debby Murphy:	https://padlet.com/debbymurphy86/s7i5zejptsgonugq
00:40:38	Bridgette Rappoport:	Not knowing is also because we are on NTR revenue model.
00:42:11	Vivien Valenzuela Mallick:	YAY ROHAN
00:42:23	Steve Brown:	Congrats, Rohan!
00:42:33	Cynthia Bertolini:	Congratulations Rohan!
00:43:25	Rohan Arjun:	Thanks, friends! It is great to see so many familiar faces! Sending positive energy your way.
00:54:53	CHRISTOPHER BRENNAN:	Will this slide deck be available after the presentation? Thank you.
00:55:19	Debby Murphy:	We will share the slide deck after today’s session.
00:56:22	James Eberhart:	Is there an industry "best practice" in these various differences?
01:00:45	Geordie Mitchell:	The industry seems to be moving away gapping and need-blind, but schools trying to stretch their budgets and who feel that maybe families have other resources to pay tuition, are holding onto both.
01:01:22	James Eberhart:	Great, thank you.
01:01:53	Vivien Valenzuela Mallick:	Just FYI I really appreciate the very basic vibe with definitions and explanations, thank you for the helpful slides and explanations (and editorial comments)
01:03:52	Bridgette Rappoport:	Do you feel like the gapping may also be not entirely accurate because the family isn't being completely open about what their discretionary income really is?
01:04:22	Caitlyn Adams-Davis:	Bridgette, that is a good question. We have spent the time to learn SSS (our tool) backwards and forwards to close the gaps of knowledge and know what to look for in the FA forms
01:05:48	Vivien Valenzuela Mallick:	^^^Caitlyn, when is that class being offered? :)
01:06:22	Meghan Griffy:	Yes! what Vivien said ^
01:06:22	Bridgette Rappoport:	Yes, this is a part I am super interested in that I am hoping we will get into at the institute.
01:06:29	Caitlyn Adams-Davis:	SSS offered a FAB LAB boot camp over the summer. I believe they have some stuff offered on their website
01:06:58	Bridgette Rappoport:	Good to know!
01:07:34	Debby Murphy:	At the Institute, we will do breakout rooms and case studies by system.  SSS will have several reps there and they will be able to address some of these questions for the SSS users.
01:07:46	Bridgette Rappoport:	Excellent, Debby. That is great.
01:07:47	Vivien Valenzuela Mallick:	Thanks, Debby! Can’t wait.
01:07:50	Geordie Mitchell:	We will look at SSS from a fairly high level during this workshop. Deeper dives can be helpful, including any session that helps you understand what to look for in taxes.
01:08:01	James Eberhart:	Sometimes there are regional groups of FA folks that run their own sessions like this too … if you don't have one of those regional groups (or aren't sure), that can be a good project as well!  I've had good luck in the New England area (where I used to be) and am hoping to get one started in the Los Angeles area (where I am now).
01:08:31	Vivien Valenzuela Mallick:	@James, please count me in (if LA can include San Diego area)
01:08:57	James Eberhart:	I think it definitely can! :)
01:09:25	Bridgette Rappoport:	James, I'm interested as well if it ends up spanning the W Coast.
01:10:50	Kavitha Patel:	e
01:10:58	James Eberhart:	👍
01:11:32	Bridgette Rappoport:	Another thing is a vast majority of our FA applicants answer the question "how much can you contribute?" very sparingly, thinking they can maximize the amount of the award they receive.
01:13:01	James Eberhart:	^^ Agreed, I find that answer to be more about learning about the family than getting a meaningful datapoint sometimes.
01:13:23	CHRISTOPHER BRENNAN:	Bridgette, that makes sense. How were you able to determine that families were not answering “honestly”? Was this an assumption? (Respectfully!)
01:14:22	Bridgette Rappoport:	Looking at their assets, general knowledge of the family and also the fact that the recommended award isn't at all close to what they are requesting.
01:14:39	CHRISTOPHER BRENNAN:	Thank you for clarifying!
01:19:38	Vivien Valenzuela Mallick:	Can Geordie say that sibling thing again please
01:22:28	Bridgette Rappoport:	Awesome!
01:23:01	James Eberhart:	Agreed, Geordie's spreadsheets are very good as a starting point … or to give you new ideas if you've been doing this for a while!
01:24:10	Debby Murphy:	We can ask Geordie for a template and include this with the resources for the class.
01:26:22	Cynthia Bertolini:	That spreadsheet was amazingly helpful- thanks!
01:28:04	Bridgette Rappoport:	I don't know if it is going to be talked about in this webinar or next one on Friday but I'm interested in thoughts from panelists about NTR model of FA vs having a budget allocation. Pluses? Minuses?
01:28:46	Debby Murphy:	NTR is a topic for Friday’s session. We look forward to the discussion.
01:42:19	Geordie Mitchell:	Not enough time, so hopefully we can get back to the same groups.
01:42:35	CHRISTOPHER BRENNAN:	Maricele, that was impressive at the last minute!
01:48:49	James Eberhart:	That's a wonderful adjustment!!! How were you able to get access to the information about when those "asks" were about to go out?
01:55:53	Bridgette Rappoport:	I just want to say that there were some good takeaways in those last slides, Genieve.  Things to think about in terms of our FA families and the day to day considerations regarding expenses at a boarding school - just being aware of them from every area - is good to be mindful of.
02:02:54	Hoku Chong:	Thank you!
02:02:56	Vivien Valenzuela Mallick:	THANK YOU that was super helpful and awesome
02:03:03	Marge Pierce:	hands in
02:03:04	Jennifer Corby:	Thanks for a great afternoon!
02:03:06	Betty Matias Hsu:	Thank you all for the wonderful insight